Navigate Medicare With Confidence

Medicare Advantage (Part C) is an 'all-in-one' alternative to Original Medicare that bundles your benefits, often including prescriptions and extras like dental. Medigap (Medicare Supplement) works with Original Medicare to help pay for out-of-pocket costs. You cannot have both at the same time. We can help you understand which path may be better for you.

Original Medicare does not cover most prescription drugs. A Part D plan is essential if you take regular medications. You can get it as a standalone plan or as part of a Medicare Advantage plan. It's important to enroll when you're first eligible to avoid potential late-enrollment penalties.

It depends on the plan. Medicare Advantage plans have networks (like HMOs or PPOs). Medigap plans allow you to see any doctor nationwide that accepts Medicare. During your free consultation, we can check if your doctors are in a plan's network.

Medicare has specific enrollment periods, including your Initial Enrollment Period when you turn 65 and the Annual Enrollment Period each fall. You may also qualify for a Special Enrollment Period due to life events like moving or retiring. Call us to learn about your specific enrollment eligibility.

As independent licensed agents, we represent multiple carriers. This allows us to provide an unbiased comparison of many plans in your area, not just the options from a single company. Our goal is to find the right fit for you, regardless of the carrier.

No, our consultation services are provided at no cost to you. If you choose to enroll in a plan with our assistance, we are compensated by the insurance carrier. You pay the same premium as you would if you enrolled directly.